Business · 100 lists · 100 items · 5 min read
100 Rules for Spending 4,000 Weeks as a Founder
For one-person founders. The business is one part of a life of about 4,000 weeks. These rules are for spending the weeks well, not only the money.
Formulas#
- A life is about 4,000 weeks. A working life is about 2,000. A serious product attempt takes 50–150 weeks, so you get maybe 10–20 serious attempts. (Oliver Burkeman, Four Thousand Weeks)
- Real budget = weeks left × deep-work hours per week. Most people get 3–4 deep hours a day.
- Price every project in weeks before you price it in money.
- Freedom number ≈ yearly spending × 25. This is the 4% rule of thumb.
- Bet value = expected outcome + how the weeks feel along the way. The journey counts, because it's most of the time.
Time math (1–15)#
- Count in weeks, not years. Years feel endless. Weeks feel real.
- Estimate every project's cost in weeks before you start.
- You have a limited number of attempts. Make each one count by choosing easier bets.
- Deep-work hours are the real budget. Everything else is overhead.
- Give the first hours of the day to the hardest task.
- One big thing per week.
- Default to no. A yes needs a reason.
- Every yes is a no to something else. Name what you're saying no to.
- Finish before you start something new. Open loops drain attention.
- Drop tasks that won't matter in a year.
- Time-box exploration with an end date.
- Batch small decisions into one time slot.
- A weekly review: what mattered, what didn't, what's next.
- A thinking week once or twice a year. (Bill Gates)
- This week is part of your life, not a rehearsal for it. (Burkeman)
Choosing bets (16–32)#
- Choose bets with a survivable downside and a large upside.
- Prefer asymmetric bets: small cost, big possible payoff.
- Build assets that compound: audience, skills, code, reputation.
- Choose problems you'd enjoy working on for 10 years.
- Minimize regret. Ask what you'd regret not trying at 80. (Jeff Bezos)
- Write kill criteria before you start.
- Explore early and exploit later. The fewer weeks left, the more you exploit what works. (Algorithms to Live By)
- The 37% rule. Spend the first 37% of a search exploring, then commit to the next option that beats everything you've seen.
- Run a few small bets while one grows.
- Choose leverage that needs no one's permission: code, media, and AI agents. (Naval Ravikant)
- Use your specific knowledge: what feels like play to you and work to others.
- Stack skills. A rare combination beats being the best at one thing.
- Bet on what won't change. People will always want cheaper, faster, simpler and more trustworthy.
- Avoid bets that need everything to go right.
- Don't copy another founder's game. Their constraints aren't yours.
- Review your bets every quarter.
- Quit the good for the great only with evidence, not boredom.
Energy and health (33–48)#
- Sleep is a business asset. Protect it first.
- Move every day.
- Walk to think. Many good decisions come on walks.
- Map your energy, and schedule hard work for your peak hours.
- Rest before you need it, not after you crash.
- Days off are fully off.
- Keep screen-free hours.
- Eat and drink for steady energy, not spikes.
- Learn your burnout signals and act on the first one.
- Sprint, then recover. Work in seasons, not a constant grind.
- Get regular health checkups.
- Set up your desk, chair and screen for decades of work.
- Limit news and social feeds. They're someone else's agenda.
- Spend time in nature.
- Protect your eyes, back and hands. They're your tools.
- Your body is the only part of the business you can't replace.
Mind and focus (49–66)#
- One main goal at a time.
- Write to think. A decision written down is a decision made clearly.
- Keep a distraction list. Write the thought down and return to the task.
- Do one task at a time.
- Take distracting apps off your phone.
- Make the next step tiny when you feel stuck.
- Done beats perfect.
- Act fast on decisions you can reverse. (Bezos's two-way doors)
- Slow down on decisions you can't reverse.
- Keep thinking time separate from doing time.
- Keep a decision journal: what you decided, why, and what you expected.
- Look for evidence that you're wrong.
- Emotions are information, not orders.
- Don't make big decisions when you're tired, angry or just after a bad day.
- Keep your identity separate from the outcome. A failed product isn't a failed person.
- Set process goals, like "10 outreach emails a day," not only outcome goals.
- Tolerate boredom. Most wins come from repeating what works.
- Ignore what you can't control. (the Stoics)
People (67–80)#
- Have a peer group of founders at your stage.
- Find a mentor or coach for the big turning points.
- Put family time in the calendar first.
- Tell your family the plan and the runway.
- Keep friends outside the business.
- Treat customers as people, and some will become friends.
- Give without keeping score.
- Learn in public. It attracts the right people.
- Spend less time with people who drain you.
- Help founders one step behind you.
- Collaborate with people in your niche instead of fighting them.
- Say thank you often and specifically.
- Don't compare your chapter 1 to someone else's chapter 20.
- Choose role models whose whole lives you'd want, not just their businesses.
Money and "enough" (81–92)#
- Define "enough" in numbers. Without a number, no amount will ever feel like enough.
- Know your freedom number: yearly spending × 25.
- Low personal spending buys more attempts.
- Pay yourself a regular amount.
- Save a fixed percent of every payment.
- Invest boringly. Save your energy for the business.
- Don't let your lifestyle rise with every revenue bump.
- Use money to buy back time.
- Know your hourly value and hand off work worth less.
- Never trade health or family for money. It's a trade you can't reverse.
- Real wealth is assets that earn without your hours.
- Enough plus control beats more with less control.
Meaning (93–100)#
- Do work that matters to specific people you can name.
- Take pride in the craft.
- Keep learning something hard every year.
- Leave customers, the niche and the people around you better off.
- Write your own scorecard. Other people's metrics measure other people's lives.
- Most of today's worries won't matter across 4,000 weeks.
- You'll never do everything. Choose what to leave undone. (Burkeman)
- Finishing well is also success. Selling, shutting down or handing on a business is a valid ending.
If you keep only 5: #2 (price projects in weeks), #16 (survivable downside), #33 (sleep), #81 (define enough), #99 (choose what to leave undone).